Converted
After God has regenerated him, the elect individual now "sees" the truth of the gospel and responds to the effectual call by undergoing CONVERSION, which consists of repentance and faith. The message of Jesus to the people was, "Repent and believe the good news!" (Mark 1:15). And he reprimanded "the chief priests and the elders of the people," that they did not "repent and believe" (Matthew 21:23, 32) under the ministry of John the Baptist.
The word "conversion" signifies a turning, and includes both the concepts of repentance and faith. Repentance is the part of conversion in which a person turns from sin, while faith is when he turns to Christ for salvation. The close connection between repentance and faith is also indicated in Hebrews 6:1, where it says the "elementary teachings about Christ" consists of "repentance from acts that lead to death, and of faith in God." The writer calls this the "foundation" or beginning of the Christian life.
In REPENTANCE, the sinner first comes to a true intellectual realization of his sinful condition. Since God has already regenerated him, he finds this sinful condition repugnant and determines to turn from both the lifestyle consisting of sins and the individual acts of sins.
Repentance is volitional and not emotional. Although much emotion may at times accompany the turning of the mind, it is not a necessary or defining element. Of course, a mental state consisting of nothing more than an emotional upheaval over one's sins and shortcomings without a volitional act of turning does not constitute repentance, and therefore will not result in faith and justification.
Conversion does not result only in a negative change, in which one turns from idols, but Paul states that the elect individual also turns "to serve the living and true God" (1 Thessalonians 1:9). Further, a definite system of theology has been added to the person's thinking, replacing the former unbiblical worldview. This is the aspect of conversion that we call FAITH.
Many theologians propose that faith consists of three elements: knowledge, assent, and trust. But the following will show that faith consists of only knowledge and assent, and that trust is only shorthand for assent.
KNOWLEDGE refers to the intellectual retention and comprehension of true propositions. This is a necessary element of faith since it is impossible to believe something without knowing what to believe. If one does not know what X represents, he cannot answer the question, "Do you believe in X?" Faith is impossible without knowledge.
God grants knowledge to an individual as the first element of saving faith usually through the preaching or presentation of the gospel. As the apostle Paul writes, "And how can they believe in the one of whom they have not heard? And how can they hear without someone preaching to them?" (Romans 10:14). Knowledge also implies understanding in this case. Just as it is impossible to believe in X while it remains undefined, so one cannot believe in something while the definition is not understood. Since the gospel is always presented in propositional form, the knowledge and understanding necessary for faith refer to the mental retention and comprehension of the meaning of the verbal statements presented.
ASSENT is agreement to the understood propositions. Although anyone may gain some understanding of the gospel message, not everyone will agree that it is true. It is easy for one to explain to another the scriptural claim of the resurrection of Christ, but whether the hearer will agree that it had in fact occurred is a different matter. As mentioned, the evil disposition of the unregenerate mind prevents one from assenting to the gospel regardless of the preacher's persuasiveness. Therefore, one must first be regenerated by God, so as to gain a new disposition favorable to the gospel, after which one will readily give assent to the gospel.
Since many theologians think that the non-elect can truly assent to the gospel without "personal trust" in Christ, they also argue that knowledge and assent are not sufficient to save. One must add to knowledge and assent the third element of TRUST, which they define as a personal and relational reliance on the person of Christ. They say that although the objects of knowledge and assent are propositions, the object of trust must be a person, namely, Christ. That is, saving faith believes in Christ as a person, and not a set of propositions.
Although not all theologians distinguish faith into these three elements, many of them define it in ways that amount to claiming that saving faith must move from the intellectual to the relational, the propositional to the personal, and from assent to trust. To them, assent corresponds to a "believe that" faith, while trust is a "believe in" faith. Assent believes that certain things about Christ are true, but trust goes beyond that to believe in the person of Christ. Faith is belief in a person, not certain facts about the person. They point to passages demanding a faith that believes in the gospel. For example, Acts 16:31 says, "Believe in the Lord Jesus, and you will be saved," and 1 John 3:23 says, "This is his command: to believe in the name of his Son, Jesus Christ."
However, there are conclusive reasons to reject this distinction between assent and trust, and instead to affirm that faith consists only of knowledge and assent.
First, the Bible does not exclusively use the "believe in" type of language when referring to faith. For example, Hebrews 11:6 says, "And without faith it is impossible to please God, because anyone who comes to him must believe that he exists and that he rewards those who earnestly seek him" (Hebrews 11:6). The verse demands that one who comes to God must give assent to two propositions. He must believe that (1) "God exists," and that (2) "God rewards those who earnestly seek him." The writer says that such faith can "please God," and that "the ancients were commended for" having it (v. 2).
Second, the New Testament indicates that to believe in Christ means to believe that certain propositions are true:
For what I received I passed on to you as of first importance: that Christ died for our sins according to the Scriptures, that he was buried, that he was raised on the third day according to the Scriptures, and that he appeared to Peter, and then to the Twelve. (1 Corinthians 15:3-5)
Third, we may demonstrate by an analysis of language that to believe in (or "trust") a person is simply shorthand for believing that (or "assent") certain propositions about him are true.
For example, there are two ways to understand the question, "Do you believe in the devil?" The question may either be asking whether one believes that the devil exists, or whether he believes that the devil is worthy of worship.[1] That is, the question implies one of the two propositions, and asks the hearer to affirm or deny it. A Christian would affirm the first and deny the second. However, unless the context of the conversation establishes the meaning of the question, or unless the hearer makes an assumption as to the meaning of the question if the context does not provide it, it is impossible to tell which of the two propositions the hearer is being asked to affirm or deny.
If D = "the devil," e = "exists," and w = "worthy of worship," then "I believe in D" may mean either "I believe that De" or "I believe that Dw." Either way, "I believe in D" must represent either of the two "believe that" statements, and thus it is nothing more than a shorthand for one of them.
Likewise, "I believe in God" is a meaningless statement unless it is reducible to one or more "believe that" propositions. In the context of Hebrews 11:6, if G = "God," e = "exists," and r = "rewarder," then "I believe in G" appears to have three possible meanings:[2]
1. "I believe that Ge"
2. "I believe that Gr"
3. "I believe that Ge + Gr"
Hebrews 11:6 calls for a faith that affirms (3), without which one cannot please God; it is a "believe that" kind of faith. Also, note that to believe in X may imply a "believe that" faith in more than one proposition. In Hebrews 11:6, to have faith means to believe that Ge + Gr.
Therefore, we may conclude that "I believe in X" is simply shorthand for "I believe that X1 + X2 + X3 Xn." This means that to believe or have faith in something or someone is to believe or have faith that one or more propositions about that something or someone are true. To have faith in God and in Christ is precisely to believe something about them to have a "believe that" faith. To say that faith is belief or trust in a person instead of assent to propositions and that faith must go beyond the intellectual may sound more pious or intimate to some people, but this kind of faith is a meaningless concept. A faith that does not "believe that" certain propositions are true does not believe anything at all; the content of this so-called faith is undefined.
Many people claim that James 2:19 is opposed to this view of faith that is only intellectual and propositional. The verse says, "You believe that there is one God. Good! Even the demons believe that and shudder." To them, this verse indicates that merely to "believe that there is one God," is good because it is assent to a true proposition, but it is not a saving faith. Even the demons, and by implication the non-elect, may have this kind of "faith," and therefore it fails to distinguish the kind of faith that saves with a "mere" intellectual agreement to the gospel.
However, this objection ignores the context of the passage. Verse 17 says, "In the same way, faith by itself, if it is not accompanied by action, is dead." True faith results in behavior that corresponds with the content of one's beliefs. The demons "believe" that there is one God, but they do not act in a way that corresponds with such a belief. Instead of worshiping him as God, they merely shudder and rebel against him.
What James says does not challenge what I have written about faith, but serves to clarify it. He is saying that true faith produces actions that correspond to the assent claimed. Nowhere does he say that the alternative to the "faith" of demons is some sort of "personal trust." Rather, what he says makes it necessary to include in our definition of faith that true assent implies obedience to the necessary implications of the propositions affirmed.
For example, assuming that one has correctly defined "God," to believe that "There is one God" (James 2:19) also demands one to worship him, since the word denotes the ultimate being that is inherently worthy of worship. That the demons do not worship "God" implies that they either refuse to acknowledge the full meaning of the word, or they, being fully aware of its implications, refuse to grant it complete assent.
A comment by Sinclair Ferguson on faith exhibits the common confusion about assent and trust:
Faith is more than assent, but it is never less than assent. Thomas' faith in the risen Christ was assent to the fact of the resurrection. But it was more. It was a heart which acknowledged, "My Lord and my God!" (John 20:28).[3]
However, there is no difference between, "A heart which acknowledged," and "A mind which assented."[4] He is making a pious-sounding but meaningless distinction. Further, "My Lord and my God!" is not a person but a proposition. Therefore, although Ferguson seems to be unaware of it, he agrees with us that Thomas' faith amounts to "A mind which assented to a proposition," and that faith is not "more" than assent.
All of the above considerations result in a biblical definition of faith. Since the nature of faith is assent to knowledge, and this knowledge denotes a retention and understanding of one or more propositions, faith is voluntary assent to propositions understood, and assent here implies obedience to the demands inherently present in the said propositions.
The source of these propositions to which one must give assent is the Bible. While saving faith consists of assent to certain propositions related to the redemptive work of Christ, biblical faith in general continues to abide and develop in the Christian as he assents to these same propositions along with other ones in the Bible, and thus he grows in spiritual maturity.
Instead of using the word
"trust" to distinguish true and false faith, we only need to distinguish true assent from false assent, or true faith from false faith. True
assent means an intellectual agreement with propositions understood that results in
obedience to the full implications of the propositions. On the other hand, a person with
false assent to biblical propositions claims that he agrees with the Scripture but does
not produce the thoughts, speech, and behavior necessarily implied by such an agreement.
Salvation by grace through faith is a gift of God: "For it is by grace you have been saved, through faith and this not from yourselves, it is the gift of God not by works, so that no one can boast" (Ephesians 2:8-9). Thus faith cannot be manufactured by man, but it can only be given to him. This is consistent with what we have said concerning the monergistic nature of salvation thus far, that from election to regeneration, and now to repentance and faith, salvation is solely the work of God and not of man. Therefore, no one may boast even about his acceptance of the gospel.
Without God's work of regeneration in which he changes the disposition and volition of man, no one can or will truly assent to the biblical propositions about God and Christ. Our definition indicates that faith has a volitional element, in that it is a voluntary assent to the gospel. The will of the unregenerate man cannot assent to the gospel, but one who has been regenerated by God has also been made willing to accept Christ; God has changed his will. Therefore, God does not "compel" a person to faith in the sense of forcing him to believe what he consciously refuses to accept, but God "compels" a change in the person's will by regeneration so that his assent to the gospel is indeed voluntary. That is, faith is voluntary in the sense that the elect person does decide to accept the gospel, but he only does this because God causes him to so decide; without God's power to "compel" or change the will, no one would decide to accept the gospel.
Now, Jesus says in John 7:17, "If anyone chooses to do God's will, he will find out whether my teaching comes from God or whether I speak on my own." But Romans 8:7 says, "The sinful mind is hostile to God. It does not submit to God's law, nor can it do so." Since the sinful mind cannot submit to God, it must mean that the person who "chooses to do God's will" has already been changed by God, so that his disposition is no longer sinful but righteous. He then willingly chooses to do the will of God, and becomes able to discern that the gospel is true. This again implies that regeneration must precede faith, and that faith itself is a gift from God.
[1] There are other possibilities depending on the context of the conversation, but we will settle with these two for our purpose.
[2] It is impossible to affirm (2) by itself, since one cannot believe that God is one who rewards those who seek him unless he first believes that God exists unless what is meant is that God would be one who rewards those who seek him if (1) is true, although the person denies it.
[3] Ferguson, The Christian Life; p. 66.
[4] "Acknowledge" is just another word for "assent," and we have previously established that the heart is the mind or intellect.